Get the right cover — for less.
A licensed New Zealand adviser compares the market for you and recommends cover that genuinely fits — in minutes, and completely free. No overpaying, no guesswork, no obligation.
- Compare multiple insurers
- 100% free — no fees
- Licensed NZ advisers
Insurance, without the confusion.
Insurance shouldn’t be hard work. We connect everyday Kiwis with trusted, licensed advisers who do the comparing for you — then explain it in plain English, so you can choose with confidence.
It’s independent, it’s free, and there’s never any pressure.
See how it works →Get matched with a trusted adviser
Tell us what you need and a licensed New Zealand adviser will compare your options and call you back — free.
- Licensed NZ advisers
- 100% free to use
- Independent comparison
- Quick callback
- Confidential & secure
You could be paying for the wrong cover
Most Kiwis set up insurance once and never look again. A free review with a licensed adviser can mean better cover, fewer gaps — and often a better price — without the legwork.
It costs you nothing
InsureSave is free, and advisers are paid by the insurer — not by you. There’s no fee to compare, and no obligation to switch.
An independent comparison
Your adviser compares cover across multiple insurers, so you see genuine options — not a single brand’s pitch.
Cover that actually fits
The cheapest policy isn’t always the right one. An adviser matches cover to your life, and flags gaps before they cost you.
Cover for the moments that matter
From protecting your family and income to your health and your business — we match you with an adviser who specialises in exactly what you need.
Life Insurance
Life insurance pays a tax-free lump sum to the people you nominate if you die, or are diagnosed as terminally ill. It is the simplest way to make sure your family can stay in their home and keep their lifestyle when you are no longer there to provide.
- Lump sum on death
- Terminal illness benefit
- Clears the mortgage & debts
Income Protection
Income protection insurance pays you a regular monthly benefit if you cannot work because of illness or injury. It is designed to replace a portion of your salary — typically up to around 75% — so you can keep paying the mortgage and the bills while you recover.
- Monthly benefit
- Illness and injury
- Choice of wait period
Health Insurance
Health insurance — also called medical insurance — pays for private medical treatment so you can be seen and treated faster than waiting in the public system. It typically covers specialist consultations, surgery and diagnostic tests, with optional everyday cover for GP visits, dental and optical.
- Surgery & hospital
- Specialists & diagnostics
- Everyday options
Explore your options
Life Insurance
A lump sum for your family if you pass away, so the mortgage, debts and everyday life are taken care of.
Learn more →Trauma Insurance
Also called critical illness cover — a lump sum on diagnosis of cancer, heart attack, stroke and other serious conditions.
Learn more →Income Protection
A monthly payment that replaces a portion of your income if illness or injury keeps you off work.
Learn more →Mortgage Protection
Covers your mortgage repayments if illness, injury or redundancy stops your income — so you keep your home.
Learn more →TPD Insurance
Total & Permanent Disability cover — a lump sum if a disability means you can never work again.
Learn more →Health Insurance
Covers private medical treatment — specialists, surgery and diagnostics — so you avoid public waitlists.
Learn more →Business Insurance
Liability, business interruption, key person and more — cover to keep your business trading.
Learn more →How InsureSave works
Three easy steps between you and the right cover.
Tell us what you need
Answer a few quick questions about the cover you are looking for. It takes under two minutes and costs nothing.
We match you with an adviser
We connect you with a licensed New Zealand insurance adviser who specialises in your type of cover.
Compare & choose with clarity
Your adviser compares your options across insurers, explains them in plain English, and helps you decide — no pressure.
Real help, at no cost to you
“Good cover starts with good advice. We match you with a licensed New Zealand adviser who listens first, compares the market, and explains it plainly — so the decision is yours, made with clarity.”
Frequently asked questions
Is InsureSave really free?
Are you an insurance company?
What happens after I enquire?
Which types of insurance can I compare?
Will I be pressured to buy?
Protecting what matters, made simple.
Tell us what you need and a licensed New Zealand adviser will compare your options and call you back. It takes two minutes and costs nothing.
Compare insurance the easy way
Tell us what you need and a licensed adviser will be in touch.