top of page

Terms & Conditions and Privacy Policy

A legal disclaimer

Last updated: 5 January 2026
 
Welcome to InsureSave. By accessing or using this website, you agree to the following Terms & Conditions and Privacy Policy. If you do not agree, please do not use this site.
 
 
1. About InsureSave
 
InsureSave is a New Zealand–based insurance comparison and lead-generation platform operated by One Adsphere Ltd, trading as InsureSave.
 
We do not provide insurance advice, sell insurance products, or act as an insurer.
 
Our role is to connect users with licensed third-party insurance advisors or providers who may assist with insurance options based on the information you provide.
 
 
2. Use of the Website
 
By using this website, you confirm that:
 

  • You are at least 18 years old

  • The information you provide is accurate and complete

  • You will use the website for lawful purposes only

 
InsureSave reserves the right to restrict or suspend access if the website is misused.
 
 
3. No Insurance or Financial Advice
 
Any information on this website is provided for general information purposes only.
 
InsureSave (operated by One Adsphere Ltd) does not:
 

  • Provide financial, insurance, or legal advice

  • Recommend specific insurance products or providers

  • Guarantee pricing, acceptance, or coverage outcomes

 
All advice and recommendations are provided solely by independent, licensed advisors.
 
 
4. Advisor Partners & Third Parties
 
When you submit an enquiry:
 

  • Your details may be shared with one or more trusted advisor partners

  • Advisors operate independently of InsureSave

  • Any agreement entered into is strictly between you and the advisor or insurer

 
One Adsphere Ltd (trading as InsureSave) is not responsible for:
 

  • Advice provided by advisors

  • Insurance products offered or declined

  • Underwriting, pricing, or claims decisions

 
 
5. Privacy & Information We Collect
 
We collect personal information that you voluntarily provide, including but not limited to:
 

  • Name

  • Contact details

  • Insurance requirements

  • Any additional information submitted through forms

 
This information is collected for the purpose of responding to your enquiry and connecting you with relevant advisor partners.
 
 
6. How We Use Your Information
 
Your information may be used to:
 

  • Match you with suitable insurance advisors

  • Contact you regarding your enquiry

  • Improve our website and services

  • Meet legal and regulatory requirements

 
We do not sell your personal information to unrelated third parties.
 
 
7. Sharing Your Information
 
We may share your information with:
 

  • Licensed insurance advisors or providers

  • Service providers supporting website operations

  • Regulatory authorities where required by law

 
All third parties are expected to handle your information securely and in accordance with New Zealand privacy laws.
 
 
8. Data Security
 
We take reasonable steps to protect your personal information from misuse, loss, or unauthorised access.
However, no method of online transmission or storage is completely secure.
 
 
9. Accessing or Correcting Your Information
 
You may request access to, or correction of, your personal information by contacting us using the details below.
 
 
10. Cookies & Tracking
 
Our website may use cookies and tracking technologies to improve user experience, marketing performance, and analytics. You can manage cookies through your browser settings.
 
 
11. No Guarantee of Coverage or Savings
 
InsureSave does not guarantee:
 

  • Insurance acceptance

  • Coverage availability

  • Pricing or cost savings

 
All outcomes depend on individual circumstances and insurer criteria.
 
 
12. Intellectual Property
 
All website content, including text, branding, logos, and design, is owned by or licensed to One Adsphere Ltd and may not be reproduced without written permission.
 
 
13. Limitation of Liability
 
To the fullest extent permitted by New Zealand law, One Adsphere Ltd (trading as InsureSave) is not liable for:
 

  • Loss or damage resulting from use of this website

  • Advice or services provided by third-party advisors

  • Errors, delays, or interruptions in website access

 
 
14. Changes to This Policy
 
We may update these Terms & Privacy Policy from time to time. Continued use of the website indicates acceptance of any changes.
 
 
15. Governing Law
 
These Terms & Privacy Policy are governed by the laws of New Zealand, and any disputes will be subject to New Zealand courts.
 
 
16. Contact Us
 
For questions, concerns, or privacy requests, contact: sahil@oneadsphere.com

bottom of page