Terms & Conditions and Privacy Policy
A legal disclaimer
Last updated: 5 January 2026
Welcome to InsureSave. By accessing or using this website, you agree to the following Terms & Conditions and Privacy Policy. If you do not agree, please do not use this site.
1. About InsureSave
InsureSave is a New Zealand–based insurance comparison and lead-generation platform operated by One Adsphere Ltd, trading as InsureSave.
We do not provide insurance advice, sell insurance products, or act as an insurer.
Our role is to connect users with licensed third-party insurance advisors or providers who may assist with insurance options based on the information you provide.
2. Use of the Website
By using this website, you confirm that:
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You are at least 18 years old
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The information you provide is accurate and complete
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You will use the website for lawful purposes only
InsureSave reserves the right to restrict or suspend access if the website is misused.
3. No Insurance or Financial Advice
Any information on this website is provided for general information purposes only.
InsureSave (operated by One Adsphere Ltd) does not:
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Provide financial, insurance, or legal advice
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Recommend specific insurance products or providers
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Guarantee pricing, acceptance, or coverage outcomes
All advice and recommendations are provided solely by independent, licensed advisors.
4. Advisor Partners & Third Parties
When you submit an enquiry:
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Your details may be shared with one or more trusted advisor partners
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Advisors operate independently of InsureSave
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Any agreement entered into is strictly between you and the advisor or insurer
One Adsphere Ltd (trading as InsureSave) is not responsible for:
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Advice provided by advisors
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Insurance products offered or declined
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Underwriting, pricing, or claims decisions
5. Privacy & Information We Collect
We collect personal information that you voluntarily provide, including but not limited to:
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Name
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Contact details
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Insurance requirements
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Any additional information submitted through forms
This information is collected for the purpose of responding to your enquiry and connecting you with relevant advisor partners.
6. How We Use Your Information
Your information may be used to:
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Match you with suitable insurance advisors
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Contact you regarding your enquiry
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Improve our website and services
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Meet legal and regulatory requirements
We do not sell your personal information to unrelated third parties.
7. Sharing Your Information
We may share your information with:
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Licensed insurance advisors or providers
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Service providers supporting website operations
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Regulatory authorities where required by law
All third parties are expected to handle your information securely and in accordance with New Zealand privacy laws.
8. Data Security
We take reasonable steps to protect your personal information from misuse, loss, or unauthorised access.
However, no method of online transmission or storage is completely secure.
9. Accessing or Correcting Your Information
You may request access to, or correction of, your personal information by contacting us using the details below.
10. Cookies & Tracking
Our website may use cookies and tracking technologies to improve user experience, marketing performance, and analytics. You can manage cookies through your browser settings.
11. No Guarantee of Coverage or Savings
InsureSave does not guarantee:
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Insurance acceptance
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Coverage availability
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Pricing or cost savings
All outcomes depend on individual circumstances and insurer criteria.
12. Intellectual Property
All website content, including text, branding, logos, and design, is owned by or licensed to One Adsphere Ltd and may not be reproduced without written permission.
13. Limitation of Liability
To the fullest extent permitted by New Zealand law, One Adsphere Ltd (trading as InsureSave) is not liable for:
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Loss or damage resulting from use of this website
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Advice or services provided by third-party advisors
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Errors, delays, or interruptions in website access
14. Changes to This Policy
We may update these Terms & Privacy Policy from time to time. Continued use of the website indicates acceptance of any changes.
15. Governing Law
These Terms & Privacy Policy are governed by the laws of New Zealand, and any disputes will be subject to New Zealand courts.
16. Contact Us
For questions, concerns, or privacy requests, contact: sahil@oneadsphere.com
